Abbreviated as “EPLI” we have designed this product to cover losses from certain employment-related claims made against the company, employees and directors and officers.
The legal landscape.
The employment and labour legal framework is guided by several key laws which outline the rights and duties of both employers and employees. Following the elevation of the Employment & Labour Relations Court to the status of the High Court, litigation surrounding workplace rights has been on the spotlight for prosecuting high profile cases of sexual harassment and unfair dismissal. This has resulted in companies being sued for huge number of damages and points to the important role that Directors, Managers and Human Resource Managers have in protecting workers’ rights.
Our policy is designed to respond to these exposures and enhances the safeguards provided to individual directors and officers and the companies they serve from all angles
actual or alleged:
The policy also protects the spouses, administrators and executors of the above insured’s estate.
WIBA is designed to provide coverage when employees suffer work-related injuries or illnesses and consequent legal claims made by employees in the case of Employers Liability. Lawsuits resulting from employment practices, such as wrongful termination, sexual harassment, etc., are not covered under these policies.
D&O insurance is narrower in scope and intent than EPLI. The common market practice is to exclude employment related violations or offer limited coverage that provides defense costs to the individual insured persons only. EPLI is designed to allow full coverage (defense costs and damages) for both the individual insured persons and the company/organization.
actual or alleged:
The policy also protects the spouses, administrators and executors of the above insured’s estate.
WIBA is designed to provide coverage when employees suffer work-related injuries or illnesses and consequent legal claims made by employees in the case of Employers Liability. Lawsuits resulting from employment practices, such as wrongful termination, sexual harassment, etc., are not covered under these policies.
D&O insurance is narrower in scope and intent than EPLI. The common market practice is to exclude employment related violations or offer limited coverage that provides defense costs to the individual insured persons only. EPLI is designed to allow full coverage (defense costs and damages) for both the individual insured persons and the company/organization.
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Covering the costs of restoring, recollecting or recreating data after a leak or breach
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